RECURRING DEPOSIT SCHEME

              Amount Payable on Maturity
        with effect from 01 JANUARY 2005


MONTHLY
DEPOSIT		 PERIOD / RATE OF
INTEREST PER ANNUM
12 MONTHS 24 MONTHS 36 MONTHS
(Rs) @ 9% @ 10% @ 10%
100 1260 2667 4213
200 2520 5334 8426
300 3780 8001 12639
400 5040 10668 16852
500 6300 13335 21065
600 7560 16002 25278
700 8820 18669 29491
800 10080 21336 33704
900 11340 24003 37917
1000 12600 26670 42130